![]() If there are no non-interest charges, the annual interest rate and APR will be the same. It includes all interest and non-interest charges associated with the mortgage. Offer may be changed, withdrawn or extended at any time, without notice.ĪPR means the cost of borrowing for a loan expressed as an interest rate. Rates shown for the applicable term are CIBC’s special discounted rates and are not posted rates of CIBC. Annual Percentage Rate (APR) is based on a new $275,000 mortgage for the applicable term and a 25-year amortization assuming a Property Valuation Fee of $300. ‡,◇ Special offers apply only to new mortgages of owner-occupied properties with an amortization of 25 years or less. If your down payment is less than 20% of the property value, your mortgage is high-ratio. If you have an eligible high ratio mortgage, you may also qualify for a special low rate. Offer subject to credit approval and may be changed or withdrawn at any time, without notice. It may also cover your additional living expenses if you need to vacate your house and live elsewhere while your home is being repaired. $1,100 on a mortgage loan of $100,000 to $499,999.Ĭash back will be deposited in the personal CIBC chequing account 6 to 8 weeks after funding.Ĭash back offer not available in combination with other mortgage offers. Home or property insurance is a policy that protects your house and your possessions against unforeseen circumstances, such as fire, water damage, theft, or damage to the inside and outside your property.$4,100 on a mortgage loan amount of $1,000,000 or more Loan, Mortgage & Credit Card Protection Protect Your Achievements With coverage on your RBC Royal Bank loan, mortgage or credit card.A personal CIBC chequing account is required to make pre-authorized mortgage payments. Mortgage loan must have a principal amount of $100,000 or more, and be either a CIBC Fixed-Rate Closed Mortgage loan with a term of 4 years or more, or a 5-year CIBC Variable Flex Mortgage loan. Mortgage loans must be funded within 120 days of application date. Minimum 5 years of private client/high net worth experience 1-3 years previous sales experience in property and casualty. ![]() † Offer available for mortgage loans that are transferred to CIBC from another financial institution. RIBO License and/or General Insurance License (Level 2 AB + BC).
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